Independent Canadian Tax Platform
Canada's Most Accurate Tax Calculator Platform
Calculate income tax, CPP, EI, payroll deductions, RRSP, GST/HST and more using free Canadian tax calculators updated with the latest federal and provincial rates for 2026.
Free Forever
Updated for 2026
Province-Specific
Trusted Nationwide
New · Q3 2026 Rates
CRA Interest & Late-Filing Penalty Calculator
Find out how much interest and penalty the CRA will charge on a late tax payment or a late-filed return, using the prescribed interest rate in effect from July 1 to September 30, 2026.
Arrears interest: 7%/yr
Refund interest: 5%/yr
Prescribed rate: 3%/yr
Compounded daily
1
Late-Filing Penalty5% of balance owing, plus 1% per full month late (up to 12 months). Repeat late-filers pay 10% + 2% per month (up to 20 months).
2
Arrears InterestCompounds daily on any unpaid balance from the day after your balance-due day until paid in full, at the CRA's prescribed rate.
3
Updated QuarterlyThe CRA resets its prescribed interest rate every calendar quarter based on Government of Canada T-bill yields.
ℹ️ Estimates only. Arrears interest is compounded daily and also applies on unpaid penalties. For exact figures, use CRA My Account or consult a tax professional.
All Calculators
Canada's Most Comprehensive Tax Calculator Suite
Every Canadian tax scenario covered — from employees and freelancers to small businesses and retirees.
🔥 Most Popular
Payroll Tax Calculator
Calculate payroll deductions including income tax, CPP, and EI for Canadian employees and employers.
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Updated
Import Duty Tax
Estimate customs duty, taxes, and import costs for goods brought into Canada.
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Sales Tax
Calculate GST, HST, and PST amounts for purchases across Canadian provinces.
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Capital Gains Tax
Work out taxable capital gains on investments, property, and other asset sales in Canada.
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Corporate Tax
Estimate corporate income tax for Canadian businesses using current federal and provincial rates.
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Donation Tax Credit
Calculate donation tax credits available for charitable contributions made in Canada.
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Land Transfer Tax
Estimate land transfer tax when buying residential or commercial property in Canada.
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Self-Employment Tax
Calculate income tax and CPP obligations for freelancers, contractors, and self-employed Canadians.
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Why Choose Us
Why Canadians Trust CRA Calculator
Built for accuracy, privacy, and ease — the way Canadian tax tools should work.
Accurate Tax Estimates
Updated with current Canadian federal and provincial tax brackets, CPP rates, and EI premiums. Our calculations reflect the latest CRA publications for the 2026 tax year.
Province-Specific Calculations
Full support for all 10 provinces and 3 territories. Every calculation uses the correct provincial tax rates, surtaxes, and credits for your location.
100% Free, Always
Unlimited calculations at no cost. No subscriptions, no hidden fees, no paywalls. Every calculator on this platform is free to use.
Privacy First
Your financial data never leaves your browser. We don't store, sell, or process any personal information. No account required.
Instant Results
Real-time calculations with no waiting. Get your complete tax breakdown including federal tax, provincial tax, CPP, EI, and net income instantly.
Updated Annually
Our tax rates and brackets are reviewed and updated every year as the CRA releases new figures. You can trust our numbers reflect current rules.
All Provinces & Territories
Calculate Tax for Your Province
Province-specific income tax calculators covering all 13 Canadian provinces and territories — with the correct local rates applied.
Learn & Understand
Canadian Tax Education Hub
Plain-English guides to Canadian taxation — written for employees, freelancers, and small business owners.
🏛️
How Income Tax Works in Canada
A complete guide to Canada's progressive tax system, federal and provincial brackets, credits, and deductions.
Learn More🛡️
CPP Contributions Explained
Understanding the Canada Pension Plan — rates, maximums, exemptions, and how your contributions build retirement security.
Learn More🔒
EI Contribution Guide 2026
Everything you need to know about Employment Insurance premiums, insurable earnings, and employer contributions.
Learn More📈
RRSP Contribution Limits 2026
How much can you contribute to your RRSP? Learn about limits, carry-forward room, deadlines, and tax savings.
Learn More📋
GST/HST Guide for Canadians
Provincial rates, registration thresholds, input tax credits, and how GST/HST affects your business or freelance income.
Learn More📅
Tax Filing Deadlines in Canada
Key dates for T1 returns, instalment payments, RRSP contributions, T4 slips, and business filing requirements.
Learn MoreTrusted by Canadians
What Canadians Say
Employees, freelancers, and business owners trust CRA Calculator for accurate Canadian tax estimates.
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FAQ
Frequently Asked Questions
Quick answers to what Canadians ask most about CRA Calculator.
📬 Still have questions? We're here to help.
CRA Calculator uses the latest federal and provincial tax brackets, CPP rates, EI premiums, and basic personal amounts published by the Canada Revenue Agency for the 2026 tax year. While they are highly accurate for standard employment income, we recommend consulting a tax professional for complex situations involving investment income, business deductions, or tax credits.
All 13 Canadian provinces and territories are fully supported: Ontario, British Columbia, Alberta, Quebec, Manitoba, Saskatchewan, Nova Scotia, New Brunswick, Newfoundland and Labrador, Prince Edward Island, Yukon, Northwest Territories, and Nunavut.
Yes — 100% free, forever. No account required, no trial period, no credit card, no limitations on the number of calculations you can run. CRA Calculator is an independent public resource for Canadian taxpayers.
Our calculators are reviewed and updated annually, typically in January after the CRA publishes new federal and provincial rates for the year. Interest rates for the CRA interest & penalty calculator are updated every calendar quarter — this version reflects the Q3 2026 (July–September) rate.
Absolutely. Our payroll calculator is designed for employers handling CPP, EI, and income tax withholding. Small businesses, HR teams, and accountants regularly use CRA Calculator for payroll estimations and employee tax planning.
No account is needed. All calculators work instantly in your browser without registration. We do not collect, store, or process any of your financial information.
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